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Case study · Success database

Increase

Success Finance Primary strength · Problem Clarity
Problem Clarity
Increase built enterprise-grade banking APIs to solve a critical infrastructure gap for technology companies. ​​‌‌‌‌‌‌‌​‌‌​​‌​​​​​​‌‌​‌‌‌​​​‌‌Software firms handling customer money—from fintech platforms to marketplaces—faced a painful choice: either build banking infrastructure in-house at enormous cost, or integrate with legacy banking systems designed for manual processes. Mid-market and high-growth companies experienced this most acutely, as they lacked resources for custom banking builds but outgrew basic payment processors. The problem was measurably acute: companies spent months integrating with banks, faced constant reconciliation headaches, and couldn't programmatically control money movement. Existing alternatives were fragmented—companies cobbled together payment gateways, treasury management systems, and bank APIs, creating operational chaos. Early validation came through conversations with companies like Brex and Stripe, who had already built similar systems internally and recognized the market opportunity. Increase's founding team's direct experience at Stripe provided credibility, and early customers immediately saw value in unified APIs replacing their fragmented stacks.

Source: https://www.ycombinator.com/companies/increase

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